Young people between the ages of 20 and 24 are some of the most likely to die from preventable causes in America. In 2015, the fatality rate for young Americans was 89 per 100,000 people. Young Adults are Dying Injury and fatality statistics from the Centers for Disease Control (CDC) […]

Learn More

When a debt is charged-off, collectors may not charge interest or other fees not explicitly stated in the original agreement or authorized by law. As per federal regulations, a creditor may charge-off an installment loan after 120 days of delinquency Revolving credit card accounts are charged-off after 180 days. Once […]

Learn More

A child can not file an injury claim or receive damages for injuries caused in a car accident until he/she reaches legal age. The court may appoint the child’s parents or another adult as a legal guardian to bring a lawsuit in the child’s best interests. Recovering Damages for Child […]

Learn More

Rollbacks in payday loan legislation could allow predatory lenders an advantage, leaving borrowers to remain trapped in loans with a never-ending cycle of fees and collection threats. Under laxer regulation lenders would continue to thrive with profits. Meanwhile, borrowers are at risk. Consumers need to be aware of the traps […]

Learn More

The Fair Debt Collection Practices Act does not specifically address text messages, email, and other modern forms of communication, however, that doesn’t necessarily mean debt collectors can contact consumers via these modes of communication. Fortunately, there are steps to stop the receipt of text messages when consumers wish to cease […]

Learn More

Popular spring break locations across the country show a significant rise in traffic-related accidents, injuries and fatalities, compared to other times of the year. Spring Break Traffic Fatalities Spring break, a popular event that brings large crowds of young people to hot spots each year, also results in a significant […]

Learn More