Rollbacks in payday loan legislation could allow predatory lenders an advantage, leaving borrowers to remain trapped in loans with a never-ending cycle of fees and collection threats. Under laxer regulation lenders would continue to thrive with profits. Meanwhile, borrowers are at risk. Consumers need to be aware of the traps […]

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Whether a professional tow truck driver or headed to a favorite camping spot with family, pulling a trailer of any size takes driving skills and practice. The size of the trailer is directly related to the number of adjustments a driver must make to prevent accidents. Safety Tips for Pulling […]

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The Fair Debt Collection Practices Act does not specifically address text messages, email, and other modern forms of communication, however, that doesn’t necessarily mean debt collectors can contact consumers via these modes of communication. Fortunately, there are steps to stop the receipt of text messages when consumers wish to cease […]

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Popular spring break locations across the country show a significant rise in traffic-related accidents, injuries and fatalities, compared to other times of the year. Spring Break Traffic Fatalities Spring break, a popular event that brings large crowds of young people to hot spots each year, also results in a significant […]

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Nearly 20% of consumer credit reports contain errors that can have a significant impact on an individual’s finances including loan denials, higher interest rates, and other negative financial outcomes. These mistakes can make the individual appear as a high credit risk. In the United States, the law allows consumers to […]

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Debt collectors will go to great lengths to collect payments from consumers, and consumers should know their rights prior to making payments when a debt collector contacts them. In 2016 alone, there were more than 850,000 complaints filed with the FTC regarding the actions of debt collectors. The Fair Debt […]

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